I think I was make a wrong decision to bought BBCA (Bank BCA) stocks.
So, what make me bought BBCA ? I want to share with you.

I start my 1st simulation day with NO EXPERIENCE AT ALL.
This morning, when I open my HOTS program (from etrading.co.id) , I have no idea, which stocks must I buy ??

I try to send a SMS to my mentor Yonathan…he didn’t answer yet.
I know, maybe he still busy in the morning……,
So, I open the program, and try every features that HOTS had.
I open for the candle stick chart, sight seeing in severals emiten I known, like TLKM, BBCA, INCO, etc.
I look into TLKM, and I look into the chart, and that time the chart show me that the price  for TLKM was 11.350, and is cheap (my opinion), and I thought it will rise soon.
So, I bought for 1 lot, for total “money” Rp. 5.675.000……

I still “have” Rp. 4.325.000 to be invested in stocks market,
so I search another stocks that pretty look….
Remember, I didnt have any experience in stocks market….
I click and click again the program….and go to News - Rumors section.
And I found an analysis for rumors in Finance Sector.
“BBCA (7.450) - BUY : Setelah sempat mengalami minor koreksi, berpeluang kembali melanjutkan up trend dan mencoba menembus level 7.800. MACD dan Parabolic memberi peluang up trend akan berlanjut”
I try to look the chart…..and now the price for BBCA is only Rp. 7.350, so it’s CHEAP !! I thought….

So, I bought BBCA for 1 lot at total Rp. 3.650.000

what happen later ??

TLKM going up into 11.700…but, I didn’t sell yet yet.
BBCA going down into 7.150, and close at 7.250, but I didn’t sell it yet

It means, that the rumors what wrong !!!
Why ??

I call my mentor Mr. Yonathan….and he said to me…that the rumors issued by broker is just TECHNICAL ANALYSIS.
And NEVER AGREE WITH TECHNICAL ANALYSIS, UNLESS YOU HAVE A GOOD FUNDAMENTAL ANALYSIS

Okay….I got the point…..

So I must learn much more about Fundamental Analysis.

what will I do this morning ? (I write this post at 8 November 2007 1.34 AM)
Now, I look into bloomberg.com
And sadly….I found Dow Jones going down -258.41
So, it indicate that IHSG will be bearish tommorow.
so, tommorow morning, I will sell all of my stocks at the morning (when the market open).
And than buy again in the evening, when the market will be closed. I think the stocks will be discount at that moment.

wish me luck.

If you want to know my daily money report, please download at the right of this page.

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As a mentioned yesterday, I try online trading system in http://www.etrading.co.id
You can register, and get your username, without any money invested.
You can get the “REALTIME” data,
But you cannot make a transaction unless you open an account with initial deposit for 10 million rupiahs.

I start my simulation today,
I have “bought” TLKM (Telkom) for 1 lot @ 11.350 and BBCA (Bank BCA) 1 lot @ 7.300

I will sell TLKM if it going up until 11.850 , and sell BBCA if it going up until 7.500
Approx profit targeted 3.44%

Now (when I write this post) TLKM position is in 11.450 (profit), and BBCA in 7.250 (loss).

It’s not about correct decision or not, it’s about EXPERIENCE. And I didn’t invest my money yet….just SIMULATION.

Let see, if my decision is correct or not……but I dont think so

comment please….

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As I said in About Me page, I have a plan to start my investment experience in stocks market (JSX).
I have decided that I will make minimum 10% profit from stock market.
My plan is : 10% gain per month with target 3% per day.

Why 10% ?

Because if I use my credit card as source of my fund, I can still paid the interest (approx 3% per month), so I still have margin 7% per month….not bad.
And if I failed to make margin minimum 3% per month, I only loss for 3% interest.
Credit Card interest is the highest interest, so if I have another source of fund, the interest will be decreased.

How much will I invest for the first time ?
10 Million.
Why ?
If my plan fail in worst case ( less than 3% a month ), I still can pay Rp. 300.000 (3% from 10 million) from my own pocket. So, it safe for me.

Why I choose credit card for my source of fund ?
because it is the simpler way to have credit….
or maybe you have a standby money to be debted to me with lower interest ? he.h.e.he.h.e..just contact me :))

How can I have fund from my credit card ?
I will turn it into cash in my friend who have a credit card machine(his name is Budi, he has a repair station in Kutisari) . And he will give me the cash money minus 3% as administration fee from the bank.
When the bill come, I use another credit card to pay it, turn it into cash with the same way and pay 3% again as the administration fee. So I can say that 3% is interest per month which I must pay, no excuse whether your investment plan success or not !!

Can I start with 10 million rupiahs ?
I have found online broker in internet, which we can open an account with 10 million rupiahs as the first deposit. I will use http://www.etrading.co.id

For fundamental analysis I will use http://www.rti.co.id as news and data profider.

And I will guided by my best friend, Yonathan.
He introduce me into the stocks market a couples month ago, I believe in him, because he is an investor too and he has better fundamental analysis skill than me.

I will report in this blog all of my activities in stocks market, so we can learn together.

For the first step, maybe I will start with simulation, without any money.
Start from tomorrow, I must simulate if I have 10 millions fund to be invested in stocks market, which stocks will I buy.
I plan to have simulation for a month before I realize my plan.

See you tomorrow

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We will have End Year Promo for Red Crispy Kutisari.
The promo is :

DISC 50%*

* Only applied for students and university students by showing Student Card
* Discount 50% applied for minimal transaction Rp. 20.000 (Before discount applied), for transaction less than Rp. 20.000, discount 10% will be applied
* This promo cannot use together with another package promo
* Valid for dine-in only
* Discount applied only for all food menu, no discount for drink menu
* Valid from 15 November 2007 - 15 Desember 2007

Please come and enjoy our promo in :
Red Crispy
Jl. Kutisari Selatan I / 18
Surabaya
Phone : 031-8476538

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Today I spent my most time with waiting someone….
In order to get the order from my customer…I try to have meeting with someone, which is act as the user in PT. MI.
I have tried to contact this person by phone in couples weeks before, but, it never connected.
Today, he told me that his old number was stolen….

I came to the plant in 11 am, but he cannot accept my visit, because there was a problem in turbin machine. He said that he will be available after lunch.

So I go to another company PT. SW until 12.00.

After that, I have a lunch in some place in Driyorejo I called “bakso lemak”
It’s very…very…delicious….. but, it’s not healty I think

at 1.00pm I come back to PT.MI, but the user I want to meet called me in my mobile phone with his NEW number, He said, that the problem has not solved yet……
I said….. I WILL WAIT !!!

FYI, this place is 50 km far away from my office at Kutisari……so, if I go home without any result…it’s mean that I just wasting time and cost !!

I went into the lobby….I opened my laptop….and I try to connect to the internet with my Starone…..
oh…praise the Lord !!! it’s connected with the good quality, so I can check email and work as usual at the office.

I wait until 3 pm, he didn’t solved the problem yet…. so I try to called someone else in purchasing department…and try to meet with him.
I can met with him, and can described the problem about the order clearly, and I can discuss with the user by phone in front of the purchaser. So everything clear….hopely….becuase I didn’t receive PO yet

And then I went home with some new Inquiries !!! yuppieeee……

My “waiting” moment not ended yet.

Tonight, Airin had a TOEFL Lesson at 6-8pm.
Actually she want to drive herself, but I’m affraid about her sight in the night.
She has “cylinder” in her eyes….
So…I drive for her…..and she has a lesson now (when I write this post)
And I have to WAIT her for approx. 2 hours….

pheuhhh…..

I’s “waiting” day….

how about your day ??

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The first comment has arrived.
It’s from ephi , the one I mentioned before.

Thx u sista…..

where is the others ?? is there anybody else who’s read this blog ??

…….waiting for your comments…..

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Today is Monday !!!
It’s time to work again.
My friends, please pray for me, so this week will be lucky week for my job.
My plan for this week is to push PO from my customers which is still pending.

Ah ya, I never write a story about my job ?
I will post it later :)) he..he.he.h.eh.e.heh..e.he.h

Happy Monday !!

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Dear my friends,

This is my first post in my personal Web blog,

My name is Stefanus Wardoyo, and you can know more about myself when you click Page About Me (maybe still developed)
I will write this blog with English as the main language and Indonesia for the second.

Truly my english is not good enough, but I try and I try my best to write in english, because I want to practice my english skill. If you find any mistakes in my english (grammar or vocab), please…..please…..leave me a comment !!! so I can improve my english better and better.

I am new in “blog”, please if you are the expert in blog, please teach me. Leave me a comment.
I was introduce with “blog” from my best friend Ephi about 3 or 4 years ago, when I have Petra Portfolio project with her.
I was not interest yet with this kind of “daily diary”. I am not good writer I think…..
But nowadays, everyone wellknown people have a blog…some make money with BLOG !!
So I think, I must have one….

This is not exactly the first I made a blog, I have made a blog about 2 years ago in IGOS Website, but I just update the blog for 1 until 2 weeks in the begining, after that….gone with the wind
Why ??
Because, I am so lazy to open the website….login…post…everyday !!
I didn’t know that It can be done with simpler way.

Todays, I found a Firefox Extension which called ScribeFire that give me feature to post my blog from my FIREFOX, without ANY LOGIN !!!
Just one setup….and I can post anytime.

So, I decide, to start my blog TODAY.

I hope this blog not gone in a fews days or weeks……..

If you read my First Post, please leave a comment, just for I know, that there is someone read my first post…….

Success for you !!

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